Advanced Payments is a payment gateway connecting a merchant's payment page, with banking partners. Once a merchant make a sales of it's product or service, the gateway creates a transaction within the merchant information portal. View transactions to analyse payments and perform manual captures and refunds.

Other features that can be included are listed below:

The Virtual Terminal is a way for merchants to take card payments over the phone or by mail order (MOTO), directly from a secure web-based interface. Payments are processed quickly and securely, with a full transaction record kept for the merchant.

Email Pay lets a merchant send a secure payment link directly to their customer via their email. The customer clicks the link, enters their card details on a secure page, and the payment is done. In this scenario, the merchant's customer wouldn't need for to call in or visit the merchant's website. It's a fast, frictionless way for a merchant's customer to collect outstanding payments, invoices or one-off charges and also works for chasing overdue balances.

Optimize is an intelligent, rules-based fraud prevention service. It works in the background on every transaction, applying a set of customisable rules to identify and block suspicious activity before it becomes a problem. Merchants can tailor the rules to match their business and risk level — blocking transactions from certain regions, flagging unusual spending patterns or setting velocity limits. It's proactive fraud protection that helps you stay one step ahead, without adding friction for genuine customers.