Use the following card details to make test payments with a future expiry date to simulate an authorised or declined state within the Pay360 infrastructure.
⚠️ Warning: These are test cards only. They shouldn't be used to attempt transactions through a live system. The acquiring bank can terminate your account for misusing test card numbers.
Card Type | Authorisation | Declined |
Visa Debit | 4462 0300 0000 0000 | 4462 0000 0000 0003 |
Visa Credit | 4543 0597 9001 6721 | 4917 6100 0000 0000 |
Visa Purchasing | 4715 0599 9900 0437 | 4484 0000 0000 0312 |
Visa Electron | 4844 2155 0011 5643 | 4245 1900 0000 0212 |
Mastercard Credit | 5454 6098 9902 6213 | 5413 3300 8901 0483 |
Mastercard Purchasing | 5569 5000 0000 2312 | 5105 1051 0510 5100 |
Mastercard Debit | 5573 4899 0000 0028 | 5124 9900 0000 0002 |
Maestro International | 5641 8200 0000 0005 | 5000 0000 0000 0512 |
JCB | 3569 9900 1006 7584 | 3528 0000 0000 0312 |
American Express | 3700 0000 0000 002 | 3782 8224 6310 005 |
Visa Credit | 4444 3333 2222 1111 | Intentionally left blank |
Restrictions may apply for certain card types. American Express may require additional requirements. Please contact your Account / Project Manager for further information.
3D Secure testing
Pay360 configures your site for either the original 3DS version 1 or the newer 3DS version 2. 3D Secure is not enabled for JCB cards.
3D Secure version 2
3DS2 is enabled for the above Visa, Mastercard and American Express test cards only. To simulate the 3DS2 validation, just click the button when presented on screen.